The financial trust infrastructure for Africa

One API.
Every trust decision.

Fulcrina connects verified identity, business data, financial intelligence and fraud signals to help you onboard faster, reduce risk and grow with confidence.

Get started for free →Talk to sales
◇No long-term contract◎Sandbox in minutes⌬Enterprise ready
▣
NIN
▥
BVN
✣
FINTECH
◎
CAC
⌂
Banks
TrustScore
92Trusted
LOW RISK
✓IdentityVerified
✓BusinessVerified
✓FinancialStrong
✓FraudLow Risk
✓AMLClear
Updated just now

Everything you need to build trust

◉

Verify

Verify individuals with NIN, BVN, bank accounts, documents and more.

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▤

Business

Verify businesses, directors and beneficial owners with CAC and KYB data.

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⌘

Financial Intelligence

Access account ownership, income, cashflow and underwriting data.

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⬡

Protect

Detect fraud with device intelligence, liveness, network signals and risk rules.

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⌁

Monitor

Continuously monitor customers with AML, sanctions and behavioural alerts.

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✦

Intelligence

Smart routing, adaptive verification and the Trust Engine deliver better decisions.

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Trusted by innovative companies across Africa
moniepointkuda.FairMoneyOPaynombabranchPalmPay
One check. All signals.

OneCheck™

Stop stitching multiple providers together. OneCheck runs the right verification workflow, using the best data sources, for the highest-confidence decision.

✓Adaptive verification based on risk
✓Automatic provider routing and fallback
✓Consistent responses, every time
✓Built-in audit trail and evidence
Explore the API docs → 
POST https://api.fulcrina.com/v1/onecheck
{
  "entity": "individual",
  "country": "NG",
  "use_case": "lending",
  "data": {
    "first_name": "Adaeze",
    "last_name": "Okafor",
    "dob": "1990-04-12",
    "nin": "12345678901",
    "phone": "+2348012345678"
  },
  "checks": ["identity", "financial", "fraud", "aml"]
}

Built for developers.
Loved by compliance.

Powerful APIs, clear documentation, and beautiful tools for your team.

▣Interactive API docs
and SDKs
◎Webhook events
and audit logs
◇Sandbox with real
test data
♙Role-based access
and permissions
View documentation →Start building free →
Dashboard◉ Acme Lending⌄
Verifications
Today12,842 ↑18%
Approval rate98.3% ↑2.4%
Avg. response time1.2s ↓0.3s
12,842July 14